Credit Management Services
| Professional Banking Services Since 1976 |
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(714) 815-3782
Copyright 2025 Credit Management Services. All rights reserved.
Credit Management Services is the oldest independent credit review organization in the Western United States. We began in 1976 as Pace and Associates. The business, along with our client base, has grown from there. We currently perform credit review services in California, Hawaii, Florida, Texas, Utah, Guam, and Arizona at over 40 institutions ranging in size from $200MM to $15B.
If you are looking for a quality advisory partner related to your credit portfolio, there is no better option than CMS. We focus solely on credit-related work as opposed to trying to be everything to every client. That specialization has allowed us to become the preferred provider for many of your peers. We view each of our clients as partners and strive to help them improve credit processes and stay abreast of regulatory expectations.
Our credit review process is designed for efficient and effective quality analysis. The scope of our work will provide your company with a prudent evaluation of loan quality, documentation, collateral positions, covenant monitoring, capacity to repay, along with potential process improvements.
If you are looking for a quality advisory partner related to your credit portfolio, there is no better option than CMS. We focus solely on credit-related work as opposed to trying to be everything to every client. That specialization has allowed us to become the preferred provider for many of your peers. We view each of our clients as partners and strive to help them improve credit processes and stay abreast of regulatory expectations.
Our credit review process is designed for efficient and effective quality analysis. The scope of our work will provide your company with a prudent evaluation of loan quality, documentation, collateral positions, covenant monitoring, capacity to repay, along with potential process improvements.
CMS fulfills the Bank's need to conduct ongoing, independent credit review as mandated by Federal and State Regulations.
We would embrace the opportunity to discuss your bank's credit review needs. Please call Mike at (714) 815-3782 for additional information, references, or pricing details.
We would embrace the opportunity to discuss your bank's credit review needs. Please call Mike at (714) 815-3782 for additional information, references, or pricing details.