Credit Management Services
(714) 722-4066
| Professional Banking Services Since 1976 |
Copyright 2013 Credit Management Services. All rights reserved.
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Credit Review
Goals:
Upon conclusion of the review, a Report of Credit Examination will be issued to the Audit Chairman and/or management, as instructed.
Goals:
- Assess compliance with applicable laws and regulations.
- Assess compliance with board-approved policies and procedures.
- Test internal risk ratings to determine accuracy of loan grading.
- Evaluate credit underwriting practices, procedures, and policies.
- Review loan documentation and credit monitoring.
- Identify areas of risk that warrant management’s attention.
- As requested, provide an independent test of the accuracy and adequacy of the Bank's ALLL methodology.
Upon conclusion of the review, a Report of Credit Examination will be issued to the Audit Chairman and/or management, as instructed.